I don't make New Year Resolutions, but it's always good to feel you have a clean slate to work with. If your goal is to get out of debt and live more frugally, take a look at the headings under my blog banner or the links below. You're sure to find something to help you with your quest. But don't be overwhelmed, start off small. Even budgeting for a month will make a big difference.
Getting Out of Debt
Setting Up a Budget
Frugal Tips
A Penny Saved - The Art of Frugal Living
