A Penny Saved is a Penny Earned

A Penny Saved is a Penny Earned -
Benjamin Franklin

Thursday, March 30, 2017

What to do When you Regret a Purchase Made from Home - Buyer's Remorse

There is some recourse when you purchase something from a salesman who came to your home. In the U.S. there is a Federal Trade Commission 3 day Cooling Off Rule for items over $25 in value. Read more on the Federal Trade Commission site 
The seller must tell you about the rule when you purchase the item and give you two copies of a cancellation form. If you don't receive a form send a letter. The seller has 10 days to refund your money and 20 days to either pick up the item or provide shipping costs for you to return it.

There are a few restrictions which you can read here.

Also, most towns require door-to-door salesmen to obtain a permit and adhere to restrictions (these are different for each town so look on your local web site) such as:

  • No person shall solicit within the public right-of-way of any street or highway
  • Solicitation and handbill distribution is not permitted between the hours of 9:00 p.m. and 9:00 a.m.
  • Solicitors and handbill distributors may not solicit or leave handbills at premises when a sign has been posted giving notice that solicitors are not welcome, such as “no solicitors” or words of similar meaning
  • If a person uses a vehicle in solicitation activities, there must be a sign located in a conspicuous place on the vehicle, identifying the name of the person or the company that the person represents. If the name is an individual, it must be followed by the word “solicitor”. The lettering on the sign must be at least two and one-half inches high
  • Solicitors and handbill distributors must wear a traffic safety vest

Wednesday, March 29, 2017

Immigration Road

While searching for sheet sizes, I came across this immigration web site - Immigration Road.  I wish this had been available when I moved here from England, but internet wasn't even thought of then (yes it was a long time ago). So, if you know anyone new to the U.S. pass on this info. it's invaluable.

Under resources it has information on life in the U.S. (along with bed sheet sizes!)

Monday, March 27, 2017

Re-Use for Coathangers

Always say "yes" when asked if you want the coathanger when you purchase clothing. Take them with you when you go on vacation. There are never enough hangers provided by hotels and cruise lines and they can be discarded at the end of your stay.

The clips on skirt hangers can be cut from each end of the hanger and used for opened packages of chips or dried items.

Friday, March 24, 2017

Consignment Web Sites

I have in the past suggested sending clothes you no longer wear to Thred-Up, but haven't used the service. While considering sending items to them I started looking at reviews and decided it wasn't such a good idea after all.

Another clothing center that a friend uses might be worth looking at for upscale clothes is Posh Mark. I haven't used this service either. Let me know if you have any suggestions on where to sell used clothes in good condition.

Tuesday, March 21, 2017


I came across a documentary on Netflix recently about minimalism. Joshua Fields Millburn and Ryan Nicodemus (The Minimalists) have been touring the U.S. talking about their lifestyle.

Minimalism doesn't have to be restrictive, it's more about valuing the things you have. Ryan Nicodemus says if you have a book collection and you love it, keep it. The idea is to not live in a house where you rarely use 50% of the rooms and pay rent on a storage building because you don't have room for all your stuff. Because along with all the excess stuff, comes long work hours and stress in order to keep buying things that in the long run don't bring you joy.

Joshua Fields Millburn says he only keeps or buys items that add value to his life.

Their takeaway phrase is "Love People, Use Things" instead of the opposite.

Saturday, March 18, 2017

Planning a Wardrobe

With summer approaching, it's a good time to clean out your closet and minimalize your wardrobe. Some suggestions are to have 10 core items (slacks, jeans, dresses and 5 tops), with extras: a few t-shirts, a coat and a couple of special occasion outfits. Of course, how many items you choose is up to you, but try and keep/buy items that you can interchange and that work together.

Here are some sites to help you with your choices:
Minimalist Wardrobe - Simple But Not Plain
The Private Life of a Girl
Creating a Cohesive Wardrobe
8 Clothing Items, 13 Outfits
Minimalist Wardrobes on Pinterest
Starting a Minimalist Wardrobe