A Penny Saved is a Penny Earned

A Penny Saved is a Penny Earned -
Benjamin Franklin

Tuesday, October 18, 2016

Wise Spending

Most of the items on this list I've already addressed, but it doesn't hurt to have a reminder. Check out the Money Article on shopping habits.

Note: There are some tips on how to save money at the end of the article but I don't consider moving in with parents to save $50,000 for a wedding and $25,000 for a honeymoon a wise way to spend money.

Monday, October 17, 2016

Project Gutenberg

Why you shouldn't read classic novelsProject Gutenberg has a site where digitized public domain books are available for free download. The copyright of books published in the U.S. before 1923 has expired and they are now public domain.

Sunday, October 16, 2016

Medical Costs

Medical bills usually cost considerably more than you are expecting, even after research for scheduled procedures. But when you are faced with an emergency you may end up with a doctor who is out of your medical insurance network or if you choose a doctor within network the anesthesiologist might not be. Consumer Reports is fighting back with their End Surprise Medical Bills campaign. You can ask for help on their site or share your story. Also, when you receive a bill, be sure to study it for discrepancies.

There are several places where you can look up codes.

Find a Code
Where to find codes in medical records
How to look up codes
AAPC Coder

Saturday, October 15, 2016


With a tight budget these days, I either look out for super-duper annual magazine subscription bargains, or exchange magazines with friends and occasionally view some of my favorites online.

One I enjoy that a friend passes on is Real Simple. Hop on over to their web site for some great tips.

Friday, October 14, 2016

Free Amazon Gift Cards

I've had limited time this year to look into ways to earn money with surveys and search engines and have mostly used Swagbucks. But over at TheFrugalNavyWife, she has it down to an art. Hop on over and take a look. Try and be extra savvy with the holidays coming up. You can get bonus points by going through Swagbucks to make purchases and using bonus points for your Christmas shopping.

You may not be able to follow all the suggestions on The Frugal Navy Wife but make a few notes and at least look into what might work for you.