A Penny Saved is a Penny Earned

A Penny Saved is a Penny Earned -
Benjamin Franklin

Tuesday, August 23, 2016

Downloadable Coupons

Red Plum coupons usually come with the Sunday newspaper but I've cut down on costs incurred to have it delivered and rarely purchase it these days. You can still take advantage of the coupons online though at www.redplum.com.

Monday, August 22, 2016


... property: Check these sites to see if somebody owes you moneyIf you're ready to start budgeting or if you want to work out just where your money is going, hop on over to http://www.dollartimes.com/. There are plenty of calculators including MortgageCoffee Cost or how long it will take you to become a millionaire!

Sunday, August 21, 2016

Buying Greeting Cards

Greeting cards are usually two for a dollar at the dollar stores (DollarTree) but check prices before purchasing because I have found that Big Lots charges the same price as some of the drug stores and are not discounted.

Saturday, August 20, 2016

Free E-Books

Many books are free in PDF form at E-Book Junkie. Just set up an account and download the books you want to read or add them to your online library. Most of the classics, which are now part of public domain, are also free for Kindle on Amazon.

Hop on over to Living Frugal Tips for more sites where you can download free e-books.

Friday, August 19, 2016

Free Plants

Most plants can be propagated. Many plants (perennials) can be split. Others can be rooted by taking a cutting (you want to cut the tip and not the woody part).

With perennials it's best to divide them in the early spring or early fall. Dig a large area around the plant to get most of the roots. I then fill a large bowl with water and let them soak for a while before I divide and transplant them. You can put the separated plants into pots until you decide where to transplant them.
Tips for transplanting here.

For stem cutting, snip at least 4" from the plant, trim the lower leaves and place the plant in water until you see roots. For added help, dip in hormone powder before planting in moist soil.

Get together with neighbors and swap plants to give you a bigger variety in your garden.

Plants I have had most success with here in Texas are:
Rose of Sharon (these sprout around the tree and you can pull them up, put them in water for a day or two then plant them.)
Mexican Petunia - These spread and grow up to 3 feet so if you want to contain them plant them in a pot. You can simply pull these up, soak in water and replant.
Dwarf Mexican Petunia - These grow in clumps and can be easily dug up and split. They're great for borders.
Sweet Potato Vine - These are annuals but I have been able to keep cuttings through the winter (in a vase of water). You don't have to buy loads of plants if you're patient. Start one and take cuttings, place in water until you see roots and then plant. They do need to be watered regularly once in the ground.