A Penny Saved is a Penny Earned

A Penny Saved is a Penny Earned -
Benjamin Franklin

Wednesday, February 17, 2016

Envelope System

If you have trouble spending more than you should on credit cards, the cash system may work for you. Use only cash for every day spending and allocate by putting money in each categorized envelope. If you like scrapbooking, you may be interested in making your own envelopes. Or a coupon file will work just as well.

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